What does auto insurance cover?

Auto insurance offers a variety of different types of coverage. It is designed to protect others from you and at the same time give you the opportunity to protect your vehicle from a variety of risks. You have choices and making the correct one will make sure you have the protection that is right for you personally and your vehicle. At Genesee Valley Agency in Arkport, NY we believe the way our customers are treated represents our business. We believe our employees are our greatest asset. 

Some of the coverage auto insurance offers is mandated. Every state has their requirements. In New York the requirements are PIP (Personal injury protection), liability and uninsured motorists. If your vehicle is leased or has a car loan, you will need to have collision and comprehensive. 


No-fault- Personal injury protection is insurance that covers medical injuries, lost wages and other reasonable expenses from an accident caused by your vehicle. 


Protects other people and their property from injury you may inflict with your own vehicle or while driving someone else’s vehicle with their permission. 

Uninsured motorist

This protects you, your family and anyone else who might be in your vehicle when you are in a hit-and-run accident or in an accident with someone who does not have insurance. 


This coverage protects your vehicle in the event you are the driver who causes an accident. It will pay for repairs and replacement in the event your vehicle is totaled minus a deductible. 


Comprehensive coverage also covers your vehicle. It protects you from events beyond your control like theft, vandalism, hail, wind, and large animals like deer that run into the road in front of your vehicle. Glass coverage is usually included. 

Contact Genesee Valley Agency in Arkport, NY for all your auto insurance needs. 

Do I need auto insurance in Arkport?

If you live in the Arkport, NY area, you will likely need to own a car. While some tasks can be completed by walking or public transportation, having a car will make your life a lot more convenient. If you choose to purchase a car in this area, you should also carefully consider your insurance needs. There are several reasons why someone needs to have auto insurance when purchasing a car in New York.

Required for Legal Compliance

One of the main reasons to get an auto insurance policy is because the law requires it. In the state of New York, you are always obligated to carry liability insurance. This is an important form of insurance to carry because it will ensure you have the ability to pay for damages if you cause an accident. Those that are caught driving without this insurance could face several forms of penalization.

Protects Vehicle

If you purchase a vehicle, it is also a valuable asset that you will want to protect as well as possible. One of the best ways that you can do this is by getting car insurance. If you get a full auto insurance policy with both collision and comprehensive coverage, you will have coverage for virtually any situation that could result in a loss. Most of the time, an auto lender will also require that you carry this coverage.

Ultimately, picking an auto insurance policy in Arkport, NY is a big decision. If you are in the market for a new policy, you should call the Genesee Valley Agency. At the Genesee Valley Agency, our team of professionals will evaluate your personal needs and help you find the right policy for your situation.

The future is beyond our control, but TVA agency helps you cope with consequences through the best auto insurance in Rochester, NY,

Although disasters come in all shapes and sizes, they share one characteristic: they are unexpected. But that doesn’t mean being unprepared. And the best way to ensure your own peace of mind is through taking out the best auto insurance in Rochester, New York, through the GVA Agency.

Our policy experts steer you through the complex process of weaving together the best coverage for protecting your personal means of transportation, keeping your assets safe and protecting your family. Here are a few hints on what to look for when taking out auto insurance in New York

 Comprehensive coverage

Protecting your automobile from all kinds of damage (other than collision), the GVA Agency recommends these broad-ranging policies for full peace of mind. They cover losses and damages caused by natural disasters and flying or falling objects, as well as theft, fire, vandalism, hitting an animal etc. So when unexpected damage occurs, this doesn’t wreck your budget, thanks to the best auto insurance in Rochester, NY.

Personal injury protection

Also called no-fault coverage, this kind of policy covers any economic losses – mainly medical care and loss of earnings – regardless of who was at fault or even negligent. Through the best auto insurance in Rochester, NY, it covers the driver and all passengers in your car, as well as any injured pedestrians, protecting you against personal liability.

Collision coverage

This pays for damage to your automobile resulting from a collision, a crash or overturning. With auto insurance in Danville, New York, you can afford to get your vehicle repaired after an accident without busting your budget. This kind of coverage is subject to the deductible established in your insurance policy.

Liability coverage

Should an accident occur, this protects you and anyone else driving your car with your permission. If you or another driver are found negligent or at fault, the insurance company will pay for damage to other people’s property, as well as for any injuries. Even if you are completely to blame for an accident, commercial auto insurance in New York prevents any injured parties from laying claim to your personal assets, like your home.

Uninsured / underinsured liability

The best auto insurance in Rochester, NY, coverage protects you, your family and any passengers in your automobile when involved in a hit-and-run accident or if the party at fault doesn’t have insurance. It allows you to recover from injuries caused by irresponsible drivers out on the road without the necessary insurance to protect other people from their carelessness.

Talk to the insurance professionals

Working with multiple insurance companies while remaining independent, the Genesee Valley Agency is focused on responding to the insurance needs of its clients through personalized policies that ensure adequate coverage at fair premiums, year after year. If you’d like a free quote, call us at 833 781 5556 to discuss your needs.

Peace of Mind in One Policy, Auto Insurance Danville, NY Just Got Better

Life is to be lived and enjoyed.  You really don’t want to be bogged down with fear of theft of your motor vehicle. There are already so many other issues that keep your mind swirling with doubt, fear and worry. It is time to take the plunge and invest in auto insurance Dansville, NY.  If you are in search of a company that has your best interests at heart, you’re in luck. A company that provides comprehensive cover for your motor vehicle against theft, unexpected damage or repairs required due to an unfortunate accident. Stop! Look no further than Genesee Valley Agency Insurance Services. Whether you are in need of personal, commercial, life or auto insurance in Dansville, NY, this is the company for you.

Who We Are?

We, at Genesee Valley Agency, are here to service our customers in the best way possible. Our company, as it is known, came together in 2016 as the result of a merger between a number of affluent agencies, each specializing in a specific field. It is this diversity that allows us to accommodate all our customers’ needs and requirements to the highest standards. We have a working relationship with a number of insurance companies with which we work in order to provide you the best coverage at the most reasonable rates. We are constantly and proactively putting in the hours to ensure that your auto insurance Dansville, NY and commercial auto insurance New York suits your requirements and budget year after year.

Also Read: Home Insurance in Dansville: Risk VS Reward

Umbrella Coverage

Auto insurance Rochester, NY is not as cut and dried as you may think. There are a number of aspects that need to be evaluated and catered for when settling on a policy that is best for you. At Genesee Valley Agency you can rest assured that you won’t be left out in the rain so to speak. We provide a comprehensive range of cover which includes liability cover, personal injury protection cover, uninsured and underinsured liability cover, collision coverage as well as comprehensive cover for any loss or damage not related to accidents. Auto insurance New York has really never been this easy to obtain.

Take the stress out of auto insurance today and make the call to the company that works for their customers. Genesee Valley Agency Insurance Company is waiting to assist you in living a safer and more hassle-free lifestyle. Don’t let worry suck the life out of you, call 833-781-5556 and experience exceptional service. We go the extra mile to make sure that you are always covered.

Work With The Genesee Valley Agency To Find The Right Auto Insurance In New York

Dangerous New York Driving

When it comes down to it, you absolutely need auto insurance if you are driving in Dansville. Especially if you are driving in the city, you are going to need a lot of coverage to protect you from accidents, even if they aren’t your fault! Dansville auto insurance can cover you even if someone hits your vehicle, or it is damaged while you are parked! With so many people driving by all of the time, it’s better to be safe than sorry. The Genesee Valley Agency can help you find the best auto insurance in Dansville so you are covered no matter what happens! You don’t want to be stuck paying for repairs out of your own pocket if something happens, so get in touch with our team today to make sure you are protected!

The Best Auto Insurance In Dansville

If you’ve looked at different options for auto insurance in Dansville, you will have likely come across a lot of companies offering what they consider to be the best coverage possible. However, this is all relative. Every person needs different types of coverage for different scenarios because every person’s driving experience is different. Different people are exposed to different risks based on their location, the frequency that they drive, and many other factors. Because of this, there is no true coverage that is “better” than others. However, there are plans that are better for you. At the Genesee Valley Agency, we will find the best coverage specifically for your situation. Work with us today!

Talk To An Expert Today

If you’d like to talk to an expert about getting auto insurance in Dansville, you’ve come to the right place! The Genesee Valley Agency has experience working with many different companies, and we can help you find the best and most affordable solution for your specific needs. Call us at (833) 781-5556 to get started!

Affordable Auto Insurance In New York

Day To Day Coverage

Most people who own cars use them on a daily basis. Whether it be to get to and from work or to visit a friend, they are on the road all week. And the scary thing about that is that an accident can happen at any time. You can’t control how other drivers handle themselves on the road, and you could be in big trouble if you don’t have auto insurance in new york. But by working with the right NY auto insurance company, you can protect yourself if the worst were to happen. If you need help with your car’s auto insurance policy, get in touch with the team at Genesee Valley Agency. Our experts know the ins and outs of all of the different coverage types, and we can help you identify what your highest risks are so you can cover them. Accidents happen every day, and while we can’t always avoid them, we can control how we deal with them.

Personalized Service For All Of Your Needs

When you choose to work with the Genesee Valley Agency, our team works closely with you in order to provide the personalized support that you deserve. We understand that every person is different, and because of this, they face unique challenges when seeking out auto insurance in New York. Depending on the area that you live, your daily commute, your automobile, and many other personal factors, the type of coverage that you need can vary greatly. But never fear! Our team can identify the common risk factors associated with your profile and make sure that you are covered. We will provide personalized services for each individual customer because we know that no two customers are alike!

Learn More About Auto Insurance Today

If you are interested in the different types of coverage for auto insurance in Arkport, New York, and the surrounding areas, let the team at the Genesee Valley Agency know! We are happy to walk you through the different coverage types and explain exactly what they mean so we can help determine if they apply to you or not. To get started, call us at (833) 781-5556 to speak with a team member.

Auto Insurance In Arkport, NY & The Surrounding Areas

Protecting Yourself With Auto Insurance

If you have an automobile, you are well aware that you likely use it for personal transport several times a day. And even if you are a careful driver, there is always that small chance that an accident might occur. In many cases, it may not even be your fault! But with the right auto insurance in Arkport, NY, and the surrounding areas, you can protect yourself from unwanted costs if the worst were to happen. Come to the Genesee Valley Agency if you’d like assistance finding the right coverage for you and your vehicle. Our insurance experts can find a plan that fits your budget as well as your coverage needs!

What Coverage Do You Need?

When looking at auto insurance in Arkport, NY, and the surrounding areas, you’ll notice that there are many different types of coverage. But how can you determine which items you need? From liability to PIP, uninsured and underinsured liability, collision, and many others, how can you possibly have the time to research and understand each type of coverage completely? The good news is that you don’t have to. When you work with the Genesee Valley Agency, we do all of this for you! Insurance is our specialty, and we already know all of the details about the different types of coverage. We can explain them all to you and work with you to find the coverage that matches your unique situation.

Drive Safely With Auto Insurance

If you’d like to talk to an expert about auto insurance in Arkport, NY, and the surrounding areas, call the Genesee Valley Agency today! We are excited to work with you, and we have all of the experience you need to find the coverage you require. Our team can work closely with you to find exactly what you want within the budgetary constraints that you specify. Just call us at 607-295-7431 to get started.