Tips for preparing your home for an emergency

Emergencies happen no matter where you live. Even a great place like Arkport, NY is not free from the threat of emergencies.  Being prepared helps make even the worst emergency more palatable. As a homeowner, there are some simple tips and strategies you can employ to make sure that no matter what the emergency, you and your family will be okay. At Genesee Valley Agency in Arkport, NY we believe the way our customers are treated is a reflection of our entire agency, and we make sure to treat them all as valued friends. 

Secure important papers

There are many types of emergencies. Making sure your important papers are all secured means no matter what happens when the emergency is over you will have the things you need like your insurance policies, passports, birth certificates, driver’s licenses, etc.  

Water

Many types of emergencies result in loss of services. That means you may not have running water. Fill your bathtub with water and as many jugs as you can. Having three or four days’ worth of drinking water is imperative. 

Batteries

Having a large supply of batteries to keep things running helps keep you from sitting in the dark. You need battery-operated lighting and a battery-operated radio. 

Portable charger

Having a portable charger can keep your electronics operational. Things like a Halo can provide power for phones, tablets etc. 

A generator and fuel

If you can afford it, a generator that is attached to your home and will automatically turn on when the power turns off is a good option. If not, a portable generator and fuel mean you can run heat, A/C, and your refrigerator or freezer. 

Emergencies are never fun but being able to get through them is important. If you have home insurance needs, call Genesee Valley Agency in Arkport, NY. 

Home Insurance in Dansville: Risk VS Reward

With schools out until September and vacation plans hanging by a thread, now is the perfect time to make sure that your home insurance in Dansville, NY still covers your needs.

At-home hazards

More time spent in the house imposes heavier burdens on air conditioning, electrical and hydraulic systems. Appliances are in constant use (frequently by less experienced family members), while smartphones, tablets and laptops are charged constantly, often through risky socket extenders.

This is when homeowners call in the  Genesee Valley Agency to check out their home insurance in Rochester, NY, making sure that their coverage can handle these additional risks. A power surge may burn out a laptop needed for work and a non-functional AC system can be uncomfortable; but plumbing problems can be health hazards, while electrical issues may be life-threatening.

Bridging gaps

The experts at GVA are happy to audit family insurance plans, finding potentially dangerous gaps in coverage and suggesting the best solutions for home insurance in New York. Working with a portfolio of leading insurers, this independent agency finds the most competitive rates for each client.

With a major investment like a home, it’s important to make sure that you pick the best home insurance in Dansville, NY, keeping your family safe if the worst happens. Dwelling coverage includes your main house and attached areas like the garages or porches. Don’t forget other structures on your property, like pool-houses, sheds, fences or even driveways, which need separate insurance. This is vital for fast recovery after disaster strikes.

Getting personal

When planning your home insurance in Dansville, NY, make sure your personal property is covered. The professionals at the Genesee Valley Agency know how important belongings can be, when rebuilding your life after a major disaster such as a fire, flood or some other natural catastrophe. Many treasured keepsakes are irreplaceable, of course. But fast and easy replacements for clothing,  kitchen appliances, electronic devices and computers helps bring life back to normal more quickly.

If you need to live somewhere else temporarily because an emergency situation has left your home unfit for habitation, loss of use coverage assures your family of decent shelter until more permanent arrangements can be made. Liability coverage protects you if someone is injured on your property, or damage occurs to a rented home. Let your  GVA consultant help you decide on whether you need these protection options.

Let us guide you

With so many different insurance options, it’s hard to make a well-informed choice. So don’t leave your family’s safety and comfort to chance – instead, talk to a GVA professional at 833.781.5556 today!

Home Insurance In Arkport, NY, And The Surrounding Areas

Do You Have The Home Insurance You Need?

If you are a homeowner, chances are that you already have some sort of home insurance in Arkport, NY, and the surrounding areas. However, do you have the best coverage for your individual situation? At the Genesee Valley Agency, we work closely with our clients to evaluate and determine the best plans for each of our customers. Every home and every person is different, and they deserve a customized plan that can cater to their individual needs. When you work with our team, we identify those needs and find the coverage needed to match each and every one of them.

How Do We Do It?

At the Genesee Valley Agency, we work with many different insurance companies. This means that we are familiar with many different types of plans for home insurance in Arkport, NY, and the surrounding areas. Because of this, we can find the right fit for each individual customer. Not only can we customize plans for coverage, but we can also work closely with you to find ones that fit your budget as well! With all of this information at our fingertips, it’s no wonder that our customers are continually satisfied with the services we provide. Seeking out home insurance on your own can be a difficult task, but when you partner with the Genesee Valley Agency, we make it easy!

Call Us To Set Up An Appointment

If you want to talk to one of our insurance experts about your home insurance in Arkport, NY, and the surrounding areas, call us today! The Genesee Valley Agency is dedicated to helping our customers with all of their individual needs, so you will get a personalized experience every time you work with us. If you want to chat about signing up for the appropriate coverage, you can call us at 607-295-7431.

Is home insurance required in New York?

Whether you have purchased a house in upstate New York or have purchased a building in Manhattan, you are not required by the state of New York to obtain a home insurance policy, but your mortgage company, bank, or another lender will more than likely require it. Ultimately, it is better to have an insurance policy for your home in case of an emergency or disaster.

What Does Home Insurance Cover?

One part of a home insurance policy is dwelling coverage which will cover your house itself. This policy will pay to have your house replaced, at its current value, if it is destroyed by something, such as a fire or tornado. Once your deductible is met, your insurance policy will take over and cover the majority of costs.

Other Structures are Covered Too

Your home insurance policy can also cover other structures on your property. This would include buildings, such as your garage, shed, fences, and even gazebos and desks.

Protect the Contents

Your home insurance policy will cover the contents inside your home, including things like your appliances, furniture, and clothing. Other items, such as jewelry, certain musical instruments, and other extra items, can also be covered.

Living Expenses

If your home is damaged by a fire, tornado, or hail, your policy can cover your living expenses at a place you will have to stay at until your home is repaired or replaced temporarily. This comes in handy if you have to stay at a hotel or rent another house until your home is rebuilt and livable again.

Liability Insurance and Medical Payments Coverage

Liability insurance coverage will protect your assets and your home if someone is visiting you, is injured, and decides to file a lawsuit against you. It will also cover you if you accidentally damage someone else’s property too. If a visitor to your home is injured, a medical payment policy will cover a portion of their medical bills.

To create the best home insurance policy for you and your property, contact the home insurance agents at Genesee Valley Agency in Arkport, NY.

Comprehensive Home Insurance Rochester, NY Is Within Reach

Your home is probably the single asset that you are going to spend the most amount of money on throughout your lifetime by far according to statistics. This goes not only on the actual structural building but also on what you choose to put into the house in order to create a home. While some of these items may be valuable in monetary terms, others may be more sentimental than anything else. In both instances losing any one of these items through theft, fire or any other natural causes can be disheartening. Getting home insurance in Rochester, NY is a vital step in protecting your assets. Get in touch with Genesee Valley Agency Insurance Services and enjoy what quality service and products can give you.

Home, Assets and More

As with any form of insurance, Home insurance Rochester, NY, Home insurance Dansville, NY and Home insurance Arkport, NY, is much more in-depth than you would think. There are a number of ways to cover yourself for any and all eventualities. Homeowners insurance itself is a multifaceted subject with several different aspects that go into it. These kinds of policies allow you to protect your dwelling or physical structures from damage, vandalism and the like, while personal insurance covers the loss or damage of your personal items. Many of these policies provide the option for a loss of use clause. This is especially useful when something disastrous happens to your home and you need to seek accommodation elsewhere until the issues have been resolved. A comprehensive policy will cover the additional costs of living away from your home. Liability coverage is an additional service that you can add to your policy as protection in the event that you are found legally responsible for damaging someone else’s property or injuring them. This applies whether the event takes place within your home or away from it.

Insurance, especially home insurance in New York can become quite confusing at times for someone who doesn’t regularly work with the terms and jargon. If you are in search of home coverage that provides thorough and comprehensive protection against unforeseen circumstances, Genesee Valley Agency Insurance Services have all the information and advice you will need to make an informed decision.

Why Genesee I Hear You Ask?

Genesee Valley Agency Insurance Services formed in 2016 as part of an amalgamation of a number of reputable insurance service agencies across the country. By joining the forces of a number of companies we have provided diversity, expertise and service delivery that is unmatched in our industry. Our home insurance Rochester, NY options allow flexibility. This is how we can draft a policy that is best suited to your needs and situation at a price that is within your budget.

Give us a call today on 833-781-5556 and find out how we can protect you today. Our experienced, professional team is standing by to provide impeccable service. We take the time to find you the best deal available.

Home Insurance in Dansville: Risk VS Reward

With schools out until September and vacation plans hanging by a thread, now is the perfect time to make sure that your home insurance in Dansville, NY still covers your needs.

At-home hazards

More time spent in the house imposes heavier burdens on air conditioning, electrical and hydraulic systems. Appliances are in constant use (frequently by less experienced family members), while smartphones, tablets and laptops are charged constantly, often through risky socket extenders.

This is when homeowners call in the  Genesee Valley Agency to check out their home insurance in Rochester, NY, making sure that their coverage can handle these additional risks. A power surge may burn out a laptop needed for work and a non-functional AC system can be uncomfortable; but plumbing problems can be health hazards, while electrical issues may be life-threatening.

Bridging gaps

The experts at GVA are happy to audit family insurance plans, finding potentially dangerous gaps in coverage and suggesting the best solutions for home insurance in New York. Working with a portfolio of leading insurers, this independent agency finds the most competitive rates for each client.

With a major investment like a home, it’s important to make sure that you pick the best home insurance in Dansville, NY, keeping your family safe if the worst happens. Dwelling coverage includes your main house and attached areas like the garages or porches. Don’t forget other structures on your property, like pool-houses, sheds, fences or even driveways, which need separate insurance. This is vital for fast recovery after disaster strikes.

Getting personal

When planning your home insurance in Dansville, NY, make sure your personal property is covered. The professionals at the Genesee Valley Agency know how important belongings can be, when rebuilding your life after a major disaster such as a fire, flood or some other natural catastrophe. Many treasured keepsakes are irreplaceable, of course. But fast and easy replacements for clothing,  kitchen appliances, electronic devices and computers helps bring life back to normal more quickly.

If you need to live somewhere else temporarily because an emergency situation has left your home unfit for habitation, loss of use coverage assures your family of decent shelter until more permanent arrangements can be made. Liability coverage protects you if someone is injured on your property, or damage occurs to a rented home. Let your  GVA consultant help you decide on whether you need these protection options.

Let us guide you

With so many different insurance options, it’s hard to make a well-informed choice. So don’t leave your family’s safety and comfort to chance – instead, talk to a GVA professional at 833.781.5556 today!

Protect Your Home With Home Insurance In New York

Protecting Your Largest Asset

For many people, their home is their largest asset, and you can protect yours today if you get the right home insurance in New York. Most people spend a lot of their time in their homes, and if something were to happen to their house, they wouldn’t know what to do. But with the right insurance, you can feel safe knowing that you are covered for most of your risk factors. At the Genesee Valley Agency, we enjoy the feeling of knowing that our customers feel safe and protected because we’ve helped them find the best insurance plan for their specific needs. If you’d like to learn more about home insurance and the different types of coverage, we’d be happy to walk you through the different types of plans!

Personalized Insurance Services

When you come to Genesee Valley Agency for help with home insurance in New York, we will offer you a personalized solution. This is because we understand that everyone is different, and everyone has different values. Additionally, everyone faces different risks on a day to day basis based on their location, their activities, and many other factors. But by understanding your unique situation, we can find the right insurance coverage that addresses all of your risks to make you feel safe with your current circumstances. We will work closely with you to offer a solution specifically designed to insure you against any of the issues you may face in the future. If you are worried about your homeowner’s insurance cost in NY, we can also suggest plans within your budget range.

Learn More Today

If you’d like to learn more about getting home insurance in New York, call the Genesee Valley Agency today. We can tell you all about the different types of coverage to keep your home protected in case the worst were to happen, and we can even help you sign up for a plan if you want. If you want the best home insurance in NYC for your specific needs, call us today at (833) 781-5556!

Home Insurance In New York

Prepare For The Unexpected

As a homeowner, it is your duty to keep your home safe from unexpected incidents. Life is full of surprises, and they aren’t always good ones. By investing in home insurance in New York, you can make sure that the unpleasant surprises don’t leave a lasting mark on your home and family. Your house is your safe haven, and it should stay that way. At the Genesee Valley Agency, we work with many home insurance companies, and we know the different details about every type of coverage. All that’s left is for us to understand your unique situation, and we can find the perfect match that will keep you safe! The thing about accidents is that we can never tell when they are coming or how severe they may be, but what we can do is prepare for the worst so we know we can handle whatever life throws at us. Work with us today, and you will be prepared for anything!

Affordable Options For Everyone

One of the advantages of working with a company like Genesee Valley Agency is that we have access to resources that you as an individual may not. We work with many different providers, and because of this, we can find the best and most affordable solutions for our customers. We can even give you a quote for home insurance in New York if you need one, so there are no surprises. Once we work with you to find out what your risks are and how we can address them, we can talk to our many partners to find the different options you have for policies and coverage. From there, we can guide you through the pros and cons of each plan to help you find one that leaves you satisfied.

Book An Appointment With Us Today

If you’d like to set up an appointment to speak with a team member about home insurance in Arkport, New York, and the surrounding areas, give us a call at your earliest convenience. The Genesee Valley Agency dedicates ourselves to providing the best service that we can, and we always work hard to earn your satisfaction. If you’d like to book an appointment to learn about home insurance or request a quote, you can reach us at (833) 781-5556.

Home Insurance Dansville NY, And The Surrounding Areas

Do You Have The Home Insurance You Need?

If you are a homeowner, chances are that you already have some sort of Home Insurance Dansville NY, and the surrounding areas. However, do you have the best coverage for your individual situation? At the Genesee Valley Agency, we work closely with our clients to evaluate and determine the best plans for each of our customers. Every home and every person is different, and they deserve a customized plan that can cater to their individual needs. When you work with our team, we identify those needs and find the coverage needed to match each and every one of them.

How Do We Do It?

At the Genesee Valley Agency, we work with many different insurance companies. This means that we are familiar with many different types of plans for Home Insurance Dansville NY, and the surrounding areas. Because of this, we can find the right fit for each individual customer. Not only can we customize plans for coverage, but we can also work closely with you to find ones that fit your budget as well! With all of this information at our fingertips, it’s no wonder that our customers are continually satisfied with the services we provide. Seeking out home insurance on your own can be a difficult task, but when you partner with the Genesee Valley Agency, we make it easy!

Call Us To Set Up An Appointment

If you want to talk to one of our insurance experts about your Home Insurance Dansville NY, and the surrounding areas, call us today! The Genesee Valley Agency is dedicated to helping our customers with all of their individual needs, so you will get a personalized experience every time you work with us. If you want to chat about signing up for the appropriate coverage, you can call us at 585-335-7978.