Why You Need Motorcycle Coverage

Do you own a motorcycle but are trying to get by without coverage? We at Genesee Valley Agency know how big of a mistake that is for Arkport, NY bikers. Below, you’ll find out why you need this type of coverage and the ways that it can help you if you get into any serious crash.

Why Motorcycle Insurance is Wise

If you ride a bike regularly, you know that it can be a somewhat frightening situation. That’s part of the excitement: you never know when you might crash. However, that excitement is also a serious issue if you do get into a crash and may affect your bottom line. Here are three ways your motorcycle insurance policy can help you:

  • Pay for Medical Bills – If you get into a solo accident on your bike, you’re going to experience quite a bit of pain and suffering. Thankfully, your insurance (if you put on the proper rider) will pay for many of these bills and minimize your financial struggle, keeping you safe.
  • Minimize Legal Problems – Are you afraid of crashing into another person and causing a serious legal situation? That fear is understandable because it can be very expensive to pay for these costs. Thankfully, your liability protection will keep you from experiencing too many issues.

Pay to Repair Your Bike – Repairing or replacing your bike after an accident can be a costly process. Thankfully, your insurance policy will pay to repair your bike or get you a new one if your old one is too damaged to trust.

Give Us a Chance to Protect You

As you can see, motorcycle insurance can help to protect you from many problems. So if you’re interested in these policies and want to keep your bike safe, please contact us at Genesee Valley Agency to learn more. We proudly serve the Arkport, NY, area.

Why many New York motorcycle owners prefer comprehensive insurance

Obtaining motorcycle insurance can be a confusing prospect. Motorcycle owners must now carry liability insurance and have proof of insurance while operating their vehicles. The team at Genesee Valley Agency is here to advise bike owners in the Arkport, NY area on the mandatory requirements and comprehensive policies. While many owners choose a basic policy that meets minimum standards, others are opting for comprehensive policies.

Enjoy the peace of mind that comes with knowing that you are protected

Holding a basic policy may protect you from damages from a minor mishap, but it may not be sufficient if you are involved in something more serious. Liability and damage are often the two most significant areas of coverage when it comes to motorcycle insurance.

Motorcycle owners should sit down with their local insurance agent to determine the right policy for their needs. A knowledgeable agent can help by providing information on the different types of policies available and help you to determine which level of protection is appropriate.

Comprehensive coverage can provide insurance at a sufficient level to avoid personal liability and take care of expenses that can arise following a covered event. There’s no reason to be underinsured with the variety of coverage levels available to New York motorcyclists. 

We’ve got you covered!

Genesee Valley Agency is here to answer any questions you may have about motorcycle policy options in the Arkport, NY area. Our region is filled with beautiful places to ride, and it makes sense to have the proper protection in place for heading out to explore. Call or stop by today to meet with one of our knowledgeable agents!