State Disability (DBL) and Paid Family Leave (PFL)
State Disability and Paid Family Leave are benefits mandatory for virtually all private employers to provide employees. While Workers’ Compensation mandates benefits for on-the-job injuries and work related illnesses, DBL provides temporary cash payments for eligible wage earners who are incapacitated by an illness or disability from a non-occupational injury. Paid Family Leave (PFL) became a mandatory benefit in New York, providing paid time off to employees for certain qualifying events while their job is protected. PFL is implemented by NY State as a rider to DBL, and generally paid by employees as a deduction in payroll. Employers should understand the optional benefits beyond the mandated NY State benefits and how PFL is incorporated into the policy. The staff at GeneseeValley Agency is happy to share their knowledge and expertise to employers and provides this coverage from reputable carriers.