Medicare has four parts:
Medicare Part A (Hospital Insurance)
Medicare Part A (Hospital Insurance) is the original Medicare coverage that helps pay for inpatient hospital care and helps cover skilled nursing facility, hospice, and home health care.
Medicare Part B (Medical Insurance)
Medicare Part B (Medical Insurance) is for people who qualify for Medicare. It helps cover doctors’ services, outpatient care, and home health care, and helps cover some preventative services to maintain your health and to keep certain illnesses from getting worse.
Medicare Part C or Medicare Advantage Plans (like HMOs and PPOs)
Medicare Part C or Medicare Advantage Plans (like HMOs and PPOs), offer health coverage options run by private insurance companies approved by and under contract with Medicare. It includes Part A, Part B, and usually other coverage like prescription drugs.
Medicare Part D
Medicare Part D is the newest addition to Medicare. It is a prescription drug option run by private insurance companies approved by and under contract with Medicare, that helps cover the cost of prescription drugs and may help lower your prescription drug costs and help protect against higher costs in the future. You must be enrolled in Medicare before you can apply for Part D coverage.
Get In Touch For More Information About Medicare Insurance
When it comes to Medicare health insurance, it can be dangerous to take on the task of signing up for coverage on your own. One mistake with this very complex system can lead to trouble later on when a healthcare need isn’t covered by your plan. Eliminate this risk by contacting a professional to guide you through the confusing world of Medicare and rest easy knowing that you have the appropriate coverage for your individual needs.
At the Genesee Valley Agency, we work with many different insurance companies so we can search out the best and most affordable policy for you. Simply click the Get a Free Quote Button at the bottom, complete the contact form, and our expert Medicare health insurance team will contact you with your options. Peace of mind and affordability are a click or phone call away.