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Medicare has four parts:

Medicare Part A (Hospital Insurance)

Medicare Part A (Hospital Insurance) is the original Medicare coverage that helps pay for inpatient hospital care and helps cover skilled nursing facility, hospice, and home health care.

Medicare Part B (Medical Insurance)

Medicare Part B (Medical Insurance) is for people who qualify for Medicare. It helps cover doctors’ services, outpatient care, and home health care, and helps cover some preventative services to maintain your health and to keep certain illnesses from getting worse.

Medicare Part C or Medicare Advantage Plans (like HMOs and PPOs)

Medicare Part C or Medicare Advantage Plans (like HMOs and PPOs), offer health coverage options run by private insurance companies approved by and under contract with Medicare. It includes Part A, Part B, and usually other coverage like prescription drugs.

Medicare Part D

Medicare Part D is the newest addition to Medicare. It is a prescription drug option run by private insurance companies approved by and under contract with Medicare, that helps cover the cost of prescription drugs and may help lower your prescription drug costs and help protect against higher costs in the future. You must be enrolled in Medicare before you can apply for Part D coverage.

Get In Touch For More Information About Medicare Insurance

When it comes to Medicare health insurance, it can be dangerous to take on the task of signing up for coverage on your own. One mistake with this very complex system can lead to trouble later on when a healthcare need isn’t covered by your plan. Eliminate this risk by contacting a professional to guide you through the confusing world of Medicare and rest easy knowing that you have the appropriate coverage for your individual needs.

At the Genesee Valley Agency, we work with many different insurance companies so we can search out the best and most affordable policy for you. Simply click the Get a Free Quote Button at the bottom, complete the contact form, and our expert Medicare health insurance team will contact you with your options. Peace of mind and affordability are a click or phone call away.

Does the statement above sound familiar? Medicare Health Coverage for seniors can be confusing. There are so many parts and so many options; all of the information can be daunting when you, as a senior, begin your enrollment. And since this is your health care you are deciding on, you need to know the facts. Many seniors end up with inadequate coverage due to mistakes or oversights in the process, but we at the Genesee Valley Agency can help you with all of the details. We have experience dealing with this complex system, and we can help guide you through the process so you get everything you need.
Health care costs are rising for seniors, and unfortunately, we are in an economy where retirement incomes are unstable or falling. However, the unpredictable economy should not dictate the health care that is available to seniors. Navigating the Medicare system can be confusing for many seniors so they end up choosing a plan that does not cover their needs appropriately based solely on cost or accessibility. Don’t let this happen to you or a loved one. Help is available to sort through your health care coverage options.

When people are healthy, it’s easy to dismiss healthcare coverage as unnecessary, but the fact is that seniors’ health can change in a heartbeat. Signing up for the cheapest plan may seem like a great idea now, but when an unexpected incident causes a senior to require more thorough healthcare coverage, it may be a decision that they regret. At the Genesee Valley Agency, we know all of the nuances about the Medicare system, and we can make sure that you sign up for the right coverage – not too little but not too much – for your current and forecasted health situation.

While cost is perhaps the most important and easiest determining factor of Medicare Supplemental health plans, other factors must weigh in as well. If you are one of the many seniors who feel overwhelmed by the many options of Medicare coverage, be assured that the qualified and knowledgeable agents at the Genesee Valley Agency have helped many seniors put together the perfect Medicare health coverage plan for themselves. Avoid falling into the trap that the cheapest option is the best option. Instead, work with us to do all of the due diligence required to find the best plan for you or your loved ones. When it comes to your personal health, cutting corners is not an option.

As you look for a plan that offers the Medicare benefits you need, you must find out if your prescriptions are covered by the plan and if your health care provider accepts the plan. It’s important to know if you’ll receive the Medicare benefits you need from a plan that includes doctors, hospitals, and pharmacies in your area and the prescription drugs you take. You can also find out if the plan has in-network and/or out-of-network Medicare health coverage. If this sounds like a lot, you are not alone in thinking so. This is why we work closely with our customers to guide them through the process. On your own, it’s easy to forget a step or detail, but when you work with a professional like the Genesee Valley Agency, we make sure that all of the bases are covered. We understand all of the parts that Medicare includes, and we can help you and answer all of your questions.

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I honestly couldn’t ask for a better experience than I’ve had with you. I’ve told multiple people about your branch because the customer service has been superb.
BRENDAN
ROCHESTER NY
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We have been with this agency for many years with no issues whatsoever.
MATTHEW
CHURCHVILLE NY
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This is an outstanding group of insurance professionals that care about their customers.
KEITH FRY
FARMINGTON NY
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You are the best insurance guys ever!!
SABRINA
ROCHESTER NY
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It’s a pleasure to work with someone so knowledgeable and takes care of business!
ADELINA
ROCHESTER NY