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Genesee Valley Agency

22 Main St PO Box 464
Arkport, NY 14807

New York Motorcycle Insurance Coverage

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Motorcycle Insurance in New York

Having a motorcycle gives you a sense of freedom, unlike any other type of vehicle. However, it is vital to know and remember that motorcycles are more dangerous than cars, and motorcycle accidents occur more often than car accidents. For this reason, it is crucial to have proper motorcycle insurance that will give you the necessary protection and peace of mind. If you are a resident of the state of New York, Genesee Valley Agency has prepared the list of specific features that are important to know before getting a certain policy:

  • Motorcycle insurance is required in New York state. A motorcycle owner must have proof of insurance before registering a vehicle. Riding without insurance may result in different penalties, including fines and even license suspension.
  • New York is a no-fault state, which means that in case of an accident, motorcyclists must file their claim with their insurance provider regardless of whose fault the accident was.
  • New York law also requires that the name on a motorcycle insurance policy must match the name on the motorcycle registration.
  • The cost of motorcycle insurance depends on different factors, including your age, the age of your bike, location, riding history, coverages, and some others.
  • When shopping for motorcycle insurance, there are certain things you should take into consideration, such as the total level of coverage, the costs of monthly premiums, and the reputation of the insurance company.

If you live in the Empire State and you are looking for a reliable insurance agency to purchase motorcycle insurance for your vehicle, Genesee Valley Agency, serving Arkport, Caledonia, Odessa, Avoca, Dansville, Wayland, Candor, and surrounding areas, is ready to assist you and do its best to find the insurance coverage you deserve. Call us today to talk to one of our experienced insurance agents and find a perfect insurance plan for your bike and yourself.


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States Served

  • New York