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Genesee Valley Agency

22 Main St PO Box 464
Arkport, NY 14807

New York Autoowners with Auto insurance coverage

Auto Insurance in New York

Auto insurance is an essential product for New York motorists. If you are looking for the right insurance policy to cover your vehicle, we can help at Genesee Valley Agency. We service Arkport, Caledonia, Odessa, Avoca, Dansville, Wayland, Candor, and surrounding areas, and will work with you to ensure that your insurance needs are met.

Unfortunately, auto accidents are an unavoidable risk for those who drive. That's why states require motorists to carry insurance coverage. The number one thing you need your auto insurance policy to do is to meet state minimum coverage liability requirements so that you can drive legally.

It is important to make sure that you protect the investment you make in your vehicle with auto insurance coverage. You meet liability requirements by purchasing liability coverage. However, you should also invest in collision coverage or comprehensive coverage.

Collision coverage will cover the costs of damage to your vehicle in an accident. Without collision coverage, you could be left paying out-of-pocket for damage to your vehicle in an accident.

Comprehensive coverage offers more coverage than collision coverage. Comprehensive coverage generally includes coverage for damages caused by natural disasters or vandalism.

The following are four important steps to go through to find the right auto insurance coverage for your needs:

  • Determining your coverage preferences - Decide whether you want just liability, collision and liability, or comprehensive coverage.
  • Get quotes on available policies - Insurance providers can offer you a quote by informing you of how much they'll charge you for your policy of choice.
  • Compare quotes - Once you have quotes, you can decide which insurance provider will offer you the best value.
  • Purchase a policy - After you have selected an insurance provider, you can go ahead with the policy purchase. Make sure you ask a representative from your insurance company any questions you have so that you fully understand your coverage.

Now that you understand some of the basics regarding New York auto insurance, it's time to select a policy. At Genesee Valley Agency, we are proud to offer coverage to Arkport, Caledonia, Odessa, Avoca, Dansville, Wayland, Candor, and surrounding areas.

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States Served

  • New York