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Coverage Types

Liability

Liability coverage provides you with bodily injury and property damage coverage, medical payments, uninsured coverage and more.

Comprehensive and Collision

You may be able to choose how your Comprehensive and Collision coverage will be settled in the event of a covered total loss. Options tailored to your needs can include:

Stated Value – market value/actual cash value of the RV

Agreed Value – the insured amount, regardless of the current market value

Replacement Cost – we will replace your insured RV with a new RV that is most like it

Vacation Liability

Consider Vacation Liability coverage for when you stop driving and start using your recreational vehicle as a temporary residence. Some policies can include additional coverage for physical damage in Mexico.

Personal Effect Coverage

Personal Effect Coverage provides replacement cost for damage or loss to items normally used with your RV when physical damage coverage is selected.

Roadside Assistance

Some policies include Roadside Assistance, which has you covered 24/7 in the event of a breakdown or accident. Some will even allow you to upgrade the coverage to include lodging, transportation and meal coverage if needed.

Additional coverage

Other additional coverage can include:
Accident forgiveness, pet coverage, diminishing deductible, and more.

Blockquoat
I honestly couldn’t ask for a better experience than I’ve had with you. I’ve told multiple people about your branch because the customer service has been superb.
BRENDAN
ROCHESTER NY
Blockquoat
We have been with this agency for many years with no issues whatsoever.
MATTHEW
CHURCHVILLE NY
Blockquoat
This is an outstanding group of insurance professionals that care about their customers.
KEITH FRY
FARMINGTON NY
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You are the best insurance guys ever!!
SABRINA
ROCHESTER NY
Blockquoat
It’s a pleasure to work with someone so knowledgeable and takes care of business!
ADELINA
ROCHESTER NY